The following is a list of Assignments which are to be completed during the period of January 31- February 7 and will be graded as a major project. These tasks should only take 45-60 minutes to finish- I am providing three 90-minute classes to complete which is more than enough time to be successful even if you miss a day. Please note you will only receive an extension if you were absent all 3 days. 1. SCHOLARSHIP SEARCH
2. APARTMENT SEARCH
3. CREATING A BUDGET
4. READ CHAPTERS 7 and 8 OF OUT OF OUR MINDS
5. SEND AN EMAIL TO MRS. LANDRY In professional email format, include the following information. You can cut and paste info.
An example email might look like this: Dear Mrs. Landry, Please find detail of my assignment below. I have attached my budget as a PDF/Excel file. Thank you! Mr. Landry 1. Scholarship Info (cut and paste info here) 2. Apartment Search Dream school
Safety School
Houston area
1/24: Finance Presentation dates AND alternative assignment if you are absent on your date1/24/2020
Alternative Assignment for Missing Partner Presentation If you missed the partner presentations the week of January 27th you will need to complete this alternative assignment by Monday, February 10. Attach the assignment to an email and send (in professional format) to Mrs. Landry by 4pm on Monday, February 10. REQUIREMENTS
Here are the details for the partner/small group assignment:
Edited from Bank of America: For many of us, financial concerns are a regular source of anxiety, which is understandable given the uncertainties of today’s economy. It’s important to remember that worry doesn’t solve much, but answering the question of how to overcome financial problems does. Here’s how to help reduce your money stress and get motivated to take control of your finances: Identify your stress points. Whether it’s the realization that you need to pay for college or you are dealing with a troublesome credit card balance, it’s important to recognize what’s causing your anxiety. Write down your three biggest financial sources of stress so you know what you’re up against. (Keeping the list short can help you feel less overwhelmed.) Give it a positive spin. Your mindset can help keep you motivated to fix your financial problems. Rather than get bogged down by thoughts of never getting out of debt, imagine the amount of stress you feel decreasing as your debt load gets smaller and smaller. It’s important to believe you can do it. Be realistic. Determine what you can reasonably achieve and then dedicate yourself to following through each and every month. Make yourself a promise: “Each month I will spend less and put the difference toward my debt so my balance declines by at least $100.” Just like a crash diet or intense new workout routine can lead to burnout, you don’t want to set overly ambitious financial goals that you may abandon in a few weeks or months. Make the most of your income. The belief that you simply don’t have enough money to put towards your goals can keep you from dealing with your financial problems. Try to focus on making the most of the income you do have by spending wisely. Small steps are key. You may not be able to cut any one expense by $500, but you may be able to identify five monthly expenditures you could reduce by $100. Forgive yourself if you slip up. Sticking to a budget is not always easy, and there may be days when your resolve falters. If that happens, remind yourself of how much you have to gain by reaching your goals. Then examine your spending patterns to see why you overspent. You may need to modify your budget or your behavior—if you can’t go into sporting supply stores without buying something, stop visiting them. Keep yourself honest. Leaning on your relationships can help keep you on track. Every hard task becomes easier with the support of friends and family, so share your goals. There’s no one better to hold you accountable and remind you what you’re sacrificing for than those you love, trust and respect. OKAY CAPSTONE- LET'S DO THIS!! STEP 1: BANKING • Finding a Bank: https://www.nerdwallet.com/blog/banking/how-to-choose-a-bank/ • Checking Accounts: https://www.nerdwallet.com/blog/banking/what-is-a-checking-account/
• Savings Accounts: https://www.nerdwallet.com/blog/banking/savings-accounts-basics/ • Credit: https://www.nerdwallet.com/blog/credit-cards/credit-card-basics-high-school-students/ https://www.nerdwallet.com/blog/finance/what-is-a-good-credit-score/ STEP 2: BUDGETING • Start by reading this page: http://www.oklahomamoneymatters.org/students/high_school/Budget.shtml • Then, take a look at the attached Excel Spreadsheets. Select one and start filling in what information you know. SAVE THIS DOCUMENT. You can also create one in Google Drive- see the image below for instructions. We will get to taxes...later :)
Over the next few days I will be meeting with you one-on-one to review your goals for the Spring Semester as well as your performance thus far in Senior Capstone. Please read the article below for more information on how to create SMART goals. Creating S.M.A.R.T. Goals from TopAchievement.com Specific Measurable Attainable Realistic Timely Specific: A specific goal has a much greater chance of being accomplished than a general goal. To set a specific goal you must answer the six “W” questions:
EXAMPLE: A general goal would be, “Get in shape.” But a specific goal would say, “Join a health club and workout 3 days a week.” Measurable - Establish concrete criteria for measuring progress toward the attainment of each goal you set. When you measure your progress, you stay on track, reach your target dates, and experience the exhilaration of achievement that spurs you on to continued effort required to reach your goal. To determine if your goal is measurable, ask questions such as……
Attainable – When you identify goals that are most important to you, you begin to figure out ways you can make them come true. You develop the attitudes, abilities, skills, and financial capacity to reach them. You begin seeing previously overlooked opportunities to bring yourself closer to the achievement of your goals. You can attain most any goal you set when you plan your steps wisely and establish a time frame that allows you to carry out those steps. Goals that may have seemed far away and out of reach eventually move closer and become attainable, not because your goals shrink, but because you grow and expand to match them. When you list your goals you build your self-image. You see yourself as worthy of these goals, and develop the traits and personality that allow you to possess them. Realistic- To be realistic, a goal must represent an objective toward which you are both willing and able to work. A goal can be both high and realistic; you are the only one who can decide just how high your goal should be. But be sure that every goal represents substantial progress. A high goal is frequently easier to reach than a low one because a low goal exerts low motivational force. Some of the hardest jobs you ever accomplished actually seem easy simply because they were a labor of love. Timely – A goal should be grounded within a time frame. With no time frame tied to it there’s no sense of urgency. If you want to lose 10 lbs, when do you want to lose it by? “Someday” won’t work. But if you anchor it within a timeframe, “by May 1st”, then you’ve set your unconscious mind into motion to begin working on the goal. Your goal is probably realistic if you truly believe that it can be accomplished. Additional ways to know if your goal is realistic is to determine if you have accomplished anything similar in the past or ask yourself what conditions would have to exist to accomplish this goal. T can also stand for Tangible – A goal is tangible when you can experience it with one of the senses, that is, taste, touch, smell, sight or hearing. When your goal is tangible you have a better chance of making it specific and measurable and thus attainable. |
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March 2020
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